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The Potential of Weather Index Insurance for Spurring a Green Revolution in Africa

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Publication date
23/06/2008
Number of Pages
53
Language:
English
Type of Publication:
Studies
Focus Region:
Sub-Saharan Africa
Focus Topic:
Market / Trade
Climate / Weather / Environment
Type of Risk:
Market-related
Weather & Climate related
Type of Risk Managment Option:
Risk reduction/mitigation
Risk transfer
Commodity:
Crops
Author
Jerry Skees, Benjamin Collier
Organization
GlobalAgRisk, Inc.

This paper focuses on the potential of index-based weather insurance products contributing to a green revolution in Africa. A conceptual framework is built that links poverty, risk, and missing financial markets and a case is presented on how weather risk transfer and agricultural insurance can contribute to development. Both the conceptual discussion of index-based insurance and the pragmatic suggestions of how to develop these markets provide a foundation for analyzing four distinct products that may be applicable in various parts of Africa. Index insurance for drought is currently much further developed than index insurance for other perils. Thus, most of the focus in this paper is on drought.

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