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Feasibility Study: Which micro-insurance mechanisms are most beneficial to cotton growers in Mali?

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Publication date
24/02/2010
Number of Pages
35
Language:
English
Type of Publication:
Articles & Journals
Focus Region:
Sub-Saharan Africa
Focus Topic:
Climate / Weather / Environment
Type of Risk:
Weather & Climate related
Type of Risk Managment Option:
Risk transfer
Commodity:
Crops
Author
Ombeline De Bock, Michael Carter, Catherine Guirkinger, Rachid Laajaj
Organization
UC Davis I4 Index Insurance Innovation Initiative

This article presents a feasibility study  of a micro-insurance product targeted to cotton producers in Mali. Based on an empirical analysis of data on yields, rainfall and satellite images, we show that  an index based on average yields is the most appropriate insurance product for cotton producers facing a climatic shock.