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Design and Use of Weather Derivatives in Ag Policies: The Case of Rainfall Index Insurance in Morocco

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Publication date
26/06/2003
Number of Pages
18
Language:
English
Type of Publication:
Event Reports
Studies
Focus Region:
Middle East & North Africa
Focus Topic:
Climate / Weather / Environment
Institutions / Organizations
Rural Finance / Insurance
Type of Risk:
Weather & Climate related
Policy & institutional
Type of Risk Managment Option:
Risk transfer
Commodity:
Other
Author
Andrea Stoppa, Ulrich Hess
Organization
PROCOM, Italy, The World Bank

Recent innovations in energy markets suggest the possibility of addressing agricultural risk factors by issuing derivatives on weather elements. From an agricultural policy perspective, the possibility of adopting programs of the kind could represent significant progress in terms of cost savings and market transparency. The following paper describes the origin and use of financial weather contracts, current and prospective experiences of agricultural weather risk management and, through a detailed analysis of the design of a farm level product, highlight the necessary conditions for a successful application of such instruments in the agricultural context.