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Family Insurance to Expand Drought Protection to Women in Kenya’s Arid Rangelands
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Online Location
https://www.insuresilience.org/case_study/family-insurance-to-expand-drought-protection-to-women-in-kenyas-arid-rangelands/
Publication date
31/03/2023
Language:
English
Type of Publication:
Studies
Focus Region:
Sub-Saharan Africa
Focus Topic:
Gender / Youth / Social Inclusion
Climate / Weather / Environment
Type of Risk:
Weather & Climate related
Author
M. Carter, A. Hobbs, N. Jensen, and S. Owilly
Organization
InsuResilience Global Partnership
Pastoralist communities, who rely on livestock for their livelihoods, are particularly vulnerable to extreme drought which is becoming more common due to climate change. Index-based Livestock Insurance (IBLI) has proven vital in these communities but has not appealed to women because in most cases men control the family’s livestock and the insurance payments for losses. Family Insurance is built on the technical foundation of IBLI but provides coverage in “family” units that pay for household needs during droughts that threaten families’ wellbeing.