Back to Library

Micro-insurance Aspects in Agriculture: Discussion Paper

Published by:
Document
Download
Publication date
26/10/2010
Number of Pages
39
Language:
English
Type of Publication:
Working Papers & Briefs
Focus Region:
Global
Focus Topic:
Agricultural Value Chains / Agri-Businesses
Climate / Weather / Environment
Knowledge Management
Type of Risk:
Market-related
Type of Risk Managment Option:
Risk transfer
Commodity:
Crops
Forestry
Author
Dirk Reinhard
Organization
Munich Re

This paper is a joint effort between GTZ and the Munich Re Foundation to provide a short overview of the current discussions about agricultural insurance in developing countries. It is based on literature research and analysis of more than 70 publications as well as on interviews with reinsurance experts from Munich Re, a global reinsurance company. This discussion paper can serve as a basis for more detailed research and for triggering further discussion on the way forward for the CGAP Sub Group on Microinsurance in Agriculture. Agricultural microinsurance in the context of this discussion paper involves the broad question of how low-income farmers close to or below the poverty level can be indemnified for agricultural losses due to severe weather conditions – regardless of the level of the insured. In other words, it should be differentiated from the term “microinsurance” used purely to describe the level of the insured.

Keywords: